| Institutions |
| |
| World
Bank |
The
World Bank conducts research projects on credit
reporting systems around the world (link) |
| |
| Bank
for International Settlements (BIS) |
Information
on the New Basel Capital Accord (link) |
| |
| Organization
for Economic Cooperation and Development |
The
organization's view on e-commerce and privacy (link) |
| |
| World
Trade Organization |
Papers
and material on the work of the WTO in the field of
e-commerce (link) |
| |
| European
Commission |
General
website on data protection (link) |
| |
| U.S.
Federal Trade Commission |
Website
of the FTC with some material on credit reporting (link) |
| |
|
| United
States |
| CRC
(Georgetown University) |
Research
on consumer credit markets and credit reporting (link) |
| |
| Wharton
Financial Institutions Center |
Research
on risk assessment and credit scoring (link) |
| |
| Federal
Reserve Bank of Philadelphia |
Research
on financial services, credit scoring and
reporting (link) |
| |
| Europe |
| |
| European
Credit Research Institute |
The
European counterpart of the Credit Research Center (link) |
|
| European
University Institute |
The
Finance & Consumption Programme at the EUI provides
excellent research (link) |
| |
| Imperial
College, CC Research Group |
Consumer
credit research group of the Imperial College in London.
Most of the material is not downloadable (link) |
| |
| Center
for Financial Studies |
The
CFS provides also material on credit markets (link) |
|
|
| Academic
Research |
|
| Economics
of Privacy website |
This
site with a fine up-to-date overview is maintained by Prof.
Alessandro Acquisti at the Carnegie Mellon
University |
|
| Information
Economy website |
Hal
Varian in Prof. at the University of California at
Berkeley, the site provides general material |
|
| Information
goods website |
This
personal website of Prof. Van Alstyne at UMICH presents
his research on information goods |
|
|
|
| Industry
Associations |
| |
| Consumer
Data Industry Association (CDIA) |
U.S.
Industry Association of the major credit reporting
agencies |
|
|
| National
Credit Reporting Association (NCRA) |
U.S.
Industry Association of so-called independent credit
bureaus |
|
|
| European
Association of Consumer Credit Information Suppliers
(ACCIS) |
European
Industry Association of credit reporting bureaus in
different EU member states |
|
|
| Global
Consumer Credit Reporting Network (former CCWRC) |
Global
Forum of ACCIS and CDIA |
|
|
|
| Privacy
Advocates |
| |
| EPIC |
The
Electronic Privacy Information Center provides
interesting material on new developments |
|
|
| PIRG |
Confusing,
but some new material |
|
|
| |
| |
| Business
Reporting |
| |
|
There are currently three larger international
networks that compete in Europe: BIGNet, Eurogate
and D&B as company. BIGNet has been founded by
Experian and Creditreform, it provides information on 19
million companies in 15 European countries. The network
is owned by its 12 partners that are major credit
registries. The members connected their data bases and
provide standardized reports as well as comparable
scores. The major competitor of BIGNet is EuroGate,
founded by Graydon, Bürgel Wirtschaftsinformationen and
SCRL. This network provides data on more than 10 million
companies in 13 different European countries. The
industry association on the European level is the
Federation of
Business Information Services (FEBIS) located in
Frankfurt, more than 60 commercial reporting and
collection agencies are organized in this association. (see
also publications) |
|
|
|
BIGNet |
|
|
|
FEBIS |
|
|
|
D&B |
|
|
